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Personal Finance Services

We are focused on supporting the Sri Lankan business community, especially the Micro Entrepreneur and Individuals through Personal Finance services towards greater development with a wide range of products. We cater to the long-term as well as short-term needs of these customers.

  • A small group of 03 members.
  • Loans taken by each will be guaranteed by the other 2 members.
  • Loan cycle starting from Rs. 25,000 to going up to Rs. 250,000.
  • Repayment period of 12 months going up to 24 Months
  • Monthly Repayment at the convenience of customer.
  • Loan given for income generation and for enhancement of living stranded.
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  • Loans up to Rs. 1.5Mn
  • For Construction, Renovation, Purchase of residential Property.
  • Mortgage over property.
  • Door step service by a dedicated officer of LOFIN.
  • Simplified documentation.
  • Special assistance on legal and valuation process
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  • Loan Given for MSME clients.
  • Can accommodate both Working Capital and Asset Acquisition.
  • Mortgage over property.
  • Repayment in monthly instalments.
  • Loans starting from Rs. 200,000 going up to Rs. 1,500,000.
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  • For permanent employees aged between 18 to 55, with a minimum Gross salary of Rs.25,000.
  • Personalized service at your door step.
  • Fixed interest rate and repayment up to 3 years.
  • Loans starting from Rs.100,000 to Rs.500,000.

The Personal Finance Business Unit of LOLC Finance PLC is the largest personal finance provider in the NBFI sector while adhering to client protection principles of Central Bank of Sri Lanka. LOLC Finance is a member of Lanka Microfinance Practitioners Association which is established to ensures that all microfinance practitioners and their employees uphold the highest standards of professionalism, ethical conduct, and good governance.