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Personal Finance Services

We are focused on supporting the Sri Lankan business community, especially the Micro Entrepreneur and Individuals through Personal Finance services towards greater development with a wide range of products. We cater to the long-term as well as short-term needs of these customers.

  • A small group of 03 members.
  • Loans taken by each will be guaranteed by the other 2 members.
  • Loan cycle starting from Rs. 15,000 to going up to Rs. 300,000.
  • Repayment period of 12 months going up to 24 Months
  • Monthly Repayment at the convenience of customer.
  • Loan given for income generation and for enhancement of living stranded.
  • Loans up to Rs. 1.5Mn
  • For Construction, Renovation, Purchase of residential Property.
  • Mortgage over property.
  • Door step service by a dedicated officer of LOFIN.
  • Simplified documentation.
  • Special assistance on legal and valuation process
  • Loan Given for MSME clients.
  • Can accommodate both Working Capital and Asset Acquisition.
  • Mortgage over property.
  • Repayment in monthly instalments.
  • Loans starting from Rs. 200,000 going up to Rs. 1,500,000.
  • For permanent employees aged between 18 to 55, with a minimum Gross salary of Rs.25,000.
  • Personalized service at your door step.
  • Fixed interest rate and repayment up to 3 years.
  • Loans starting from Rs.100,000 to Rs.500,000.

The Personal Finance Business Unit of LOLC Finance PLC is the largest personal finance provider in the NBFI sector while adhering to client protection principles of Central Bank of Sri Lanka. LOLC Finance is a member of Lanka Microfinance Practitioners Association which is established to ensures that all microfinance practitioners and their employees uphold the highest standards of professionalism, ethical conduct, and good governance.

SME Services

As a leading NBFI in the country, we offer a range of products that are ideal for businesses or for personal aspirations. Reach your goals by taking advantage of our wide range of products to give you the opportunity to achieve your dreams.

Vehicle Loans / Leasing


Term Loans

Brand New/Unregistered/Registered vehicles for asset purchase and working capital propose

  • Equal monthly instalments
  • Reducing balance instalment
  • Variable interest instalment
  • Maximum loan tenner -72 Months

Speed Drafts

Brand New/Unregistered/Registered vehicles for asset purchase and working capital propose

  • Only to pay monthly interest for usage amount
  • Capital to pay as and when
  • Easy excess to sub loans within the approved Limit
  • Maximum loan tenner -24 Months

Capital Leasing

Leasing options offered for Brand New/ Unregistered Vehicles/Registered, Machinery & Equipment

  • Structured repayment scheme / Step up-Stepdown Repayment option
  • Fixed interest rate
  • Competitive Interest rate
  • Speedy Delivery
  • Registered and Brand New
  • One day cash advanced (Wheel Pothata Cash)
  • Financial Options for Brand new /registered 4 Wheel &2 Wheel tractors and brand new harvesters
  • Seasonal repayment scheme
  • Competitive Interest rate
  • Customised repayment period

Finance options offered for Land/Buildings (Housing & Business) for purchasing or working capital purpose.

  • Collateral – property /building with asset mortgage
  • Customise repayment option with extended tenner

LOLC Green Finance

LOLC Solar Loans

  • On grid Solar PV system for domestic/industrial
  • Up to 100% financing option
  • Competitive Interest rate

Electric Vehicle/ Three wheel / Motorbike

  • Up to 80% financial options
  • Competitive interest rate
  • Maximum Loan tenner 72 months